What Lenders Actually Look For When You're Self-Employed in Ontario

I was talking to a client the other day—let’s call her Sarah. She runs a successful marketing consultancy here in the GTA. Great business, great clients, growing every year. But when she sat down to think about buying a place, she looked at me and said: "Greg, my finances don't look like someone with a pay stub. Can I really get a mortgage? Will I actually qualify?"