Choice Financial Blog

Refinancing or Switching Lenders? Here's What You Need to Know in Today's Market

Refinancing or Switching Lenders? Here's What You Need to Know in Today's Market

Greg Kalanjian
Published on: 17/03/2026

I had a call last week from a client in London, Ontario. His mortgage is up for renewal in a few months, and he saw a better rate advertised online. He asked me: "Greg, should I just switch to get that lower rate? What's the catch?"