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Choice Financial Blog

How to Position Yourself to Win in Today’s Mortgage Market

How to Position Yourself to Win in Today’s Mortgage Market

Greg Kalanjian
Published on: 17/03/2026

In today’s market, getting approved isn’t just about income and credit anymore. It’s about how you position yourself before you even apply. Most people wait until they’re ready to buy… Smart buyers prepare months in advance — and that’s what gives them the edge.

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Downpayment 101: What You Need to Know Before You Buy

Downpayment 101: What You Need to Know Before You Buy

Greg Kalanjian
Published on: 12/03/2026

I was on the phone with a young couple from Ottawa the other day. They’re renting, they’re saving, and they’re ready to buy—but they kept coming back to the same question: "Greg, how much do we actually need to put down? And where can it come from?"

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