How to Crack the Code on Your Credit Score (and Get Approved Faster)
Published on: 17/03/2026
Your credit score isn’t just a number. It’s one of the most important factors that determines:
Choice Financial Blog
How to Position Yourself to Build a Rental Portfolio in Canada
Published on: 17/03/2026
I was grabbing coffee with a buddy of mine in Hamilton last month. He’s got a good job, a bit of equity in his home, and he’s been thinking about buying a rental property. He looked at me and said, "Greg, I see all these Instagram gurus talking about portfolios. But for a regular guy like me, is this actually possible?"
The Truth About Getting a Mortgage in Ontario After a Consumer Proposal
Published on: 12/03/2026
Most people who've been through a consumer proposal assume homeownership is off the table. It's not. It's just on a different timeline — and that timeline is shorter than most people think, if you build the right structure around it.
What Lenders Actually Look For When You're Self-Employed in Ontario
Published on: 11/03/2026
I was talking to a client the other day—let’s call her Sarah. She runs a successful marketing consultancy here in the GTA. Great business, great clients, growing every year. But when she sat down to think about buying a place, she looked at me and said: "Greg, my finances don't look like someone with a pay stub. Can I really get a mortgage? Will I actually qualify?"
Self-Employed, Come Back in Two Years. Here’s Why That’s Not the Final Answer.
Published on: 11/03/2026
I had coffee last week with a buddy of mine—let’s call him Dave. He’s a skilled tradesperson who left a good job with a company in Mississauga to start his own renovation business. Business is booming. He’s got a packed schedule, great clients, and more work than he can handle.
Incorporated Your Business? Here’s How It Changes Your Mortgage (And What to Do About It)
Published on: 11/03/2026
New BlI was on the phone the other day with a buddy of mine—let’s call him Mike. He runs a successful renovation company here in the GTA. He’d just incorporated his business, feeling good about the tax savings and liability protection. Then he dropped the question: "Greg, I want to buy a new place in Burlington this spring. Did incorporating screw up my mortgage?"og Post Description
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