Choice Financial Blog

Separated But Still on the Mortgage? Here's What You Can and Can't Do Across Canada

Separated But Still on the Mortgage? Here's What You Can and Can't Do Across Canada

Greg Kalanjian
Published on: 12/03/2026

I had a call a few months ago from a client—let’s call her Lisa. She’d separated from her partner months ago, moved out, and thought signing off the title meant she was done. Then she tried to apply for a new mortgage for a small townhouse.